Wrapping text around photos in MS Word
"When inserting images into MS Word, it is nice to be able to wrap the text around the image rather than having the image 'In Line' with the text. Set the image as 'Tight' or 'Square' to allows one to place the image anywhere on the page and have the text wrap around it; this allows for more effective layout in the document."
"To change the image so it can have the text wrap around it, click on the image and click on the wrap text icon (it looks like a dog with text), then select 'Tight' or 'Square'."
(Thanks for the tip Chris)
To force MS Word to automatically insert images as 'Tight' rather than the default, go to the Word Menu >> Preferences >> Edit and select 'Tight' in the drop down menu beside "Insert/past pictures as".